iPhone accidental damage insurance often forms part of the cover provided by a gadget insurance policy. There are a number of gadget insurance policies available that can help protect your iPhone against accidental damage and which may also include cover for other hazards, such as theft and breakage of your phone outside the manufacturers warranty period.
What might the policy typically cover?
As the name of the policy suggests, iPhone accidental damage insurance provides you with financial protection against the possibility of damaging your iPhone accidentally. iPhones are, like other small gadgets, often vulnerable to accidents. For instance, you may:
A� drop the phone onto a surface from your hand and it shatters;
A� drop it into a sink/bath full of water or even the toilet bowl;
A� damage it if you drop something on top of it;
A� knock it onto the floor from your desk or chair.
Checking the conditions
These are just some example scenarios of damage that the insurance provider may class as being accidental. However, it is important to check the terms and the conditions to find out if your chosen gadget insurance provider considers liquid damage as being covered within their iPhone accidental damage insurance policy, as not all providers do.
Certainly, when looking for gadget insurance, bear in mind that exclusions and limitations will generally apply and terms and conditions as well as price and cover will vary from provider to provider. Therefore, it is important to always ensure that you are buying the cover that is most suitable for your needs.
Fast repair or replacement
Accidental damage to your iPhone may cause a great deal of stress to you, not just in terms of the financial burden for the cost of repairing your iPhone or getting a replacement, but also the inconvenience due to the time you have to manage without one. Depending on terms of your gadget cover, you may be able to get a brand new replacement or your phone may be repaired and back to you within just 48 hours of making a successful claim.
Accidents may happen anywhere in the world
With some policies, when you take out iPhone accidental damage insurance you also get worldwide protection for your iPhone. This means that wherever you travel in the world on holiday or for business, your iPhone is still protected. So, wherever you are and whatever you use your iPhone for, you won’t be out of touch for too long.
Also, look out for iPhone insurance policies that offer free data back up; having this means that none of your contacts are lost if something happens to your iPhone.
Owners of iPhones may shudder at the thought of their precious and expensive phone being damaged. However, accidents can happen at any time, however careful you are – iPhone insurance which includes iPhone accidental damage insurance may be a way of protecting yourself financially in the event that something happens to yours.
